Step by step

From move-in to wealth

Four steps between where you are now and a new way home.

  1. choose your Dwell home

    Find a Dwell home in a location that works for you.

  2. move in

    No deposit, mortgage or bank approval. One upfront payment gets you the keys.

  3. build your stake

    Your monthly payments build your stake across the Dwell property pool, not just the home you live in.

  4. stay, move or cash out

    Stay as long as you like, move to another Dwell home, or cash out the value you’ve built.

Compare

How Dwell compares

There’s more than one way to have a home. See how renting, owning a home and Dwell differ to find what works for you.

FeatureRentDwellBuy
Getting started
Upfront costBond + upfront rentAround one month’s paymentDeposit + buying costs
MortgageNoNoMortgage
Property valueNot linked to your financesLinked to the Dwell property poolLinked to your property
Financial riskLow financial riskShared across multiple Dwell homesTied to one property’s performance
Living there
How long you can stayBased on your leaseAs long as you chooseAs long as you own the home
MaintenanceManaged by landlordIncluded/Managed by DwellManaged by you
Making it your ownSubject to agreementMake it your ownMake it your own
Looking ahead
Build property wealthNoYes, through your stakeYes, through your property
Moving homeEnd your lease and moveMove within Dwell or cash outSell, retain or rent out

compared with traditional buying

A different way to build value over time. See how Dwell compares.

Wealth built by year

Illustrative only, not a quote, forecast or financial advice. Example: a 4-bed, 2-bath house in Croydon VIC at the median sale price of $1,080,000 (Domain, last 12 months). Buying assumes a 20% deposit ($216,000), stamp duty and fees ($62,400) and a 30-year loan at 6.5%. Wealth built for buying is home equity less interest, stamp duty and fees. With Dwell, your monthly payment matches the mortgage repayment and builds a 1% stake in the Dwell pool. The $216,000 you would otherwise put down as a deposit is invested in Australian shares at 9.0% a year, the 30-year average to June 2026 (Vanguard). Property values, including the Dwell pool, grow at 5.0% a year, the national 10-year average (Cotality). Returns are before tax and fees. Past performance is not a reliable indicator of future returns. See our Terms of Service for full details.

Dwell
$336,000
Buying
$233,000

$216k invested + 1% Dwell stake

$216k deposit into property

Croydon, VIC 4-bed, 2-bath house • $1,080,000
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