A new way home

Our Story

An accessible, debt-free path to having a home and growing your wealth - no deposit, no mortgage.

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When it comes to how we live, we've only ever had two choices.

rent or buy

What if there was another way?

meet Dwell

  1. Build for the future

    A new pathway to having a home and building wealth, without a deposit, mortgage or stamp duty.

  2. The freedom to move

    Stay for as long as you like, make your home your own, or move as life changes. Your wealth moves with you.

  3. A home made for living

    Quality homes designed to be lived in, loved and made your own, with more of the everyday costs taken care of.

compared with traditional buying

A different way to build value over time. See how Dwell compares.

Wealth built by year

Illustrative only, not a quote, forecast or financial advice. Example: a 4-bed, 2-bath house in Croydon VIC at the median sale price of $1,080,000 (Domain, last 12 months). Buying assumes a 20% deposit ($216,000), stamp duty and fees ($62,400) and a 30-year loan at 6.5%. Wealth built for buying is home equity less interest, stamp duty and fees. With Dwell, your monthly payment matches the mortgage repayment and builds a 1% stake in the Dwell pool. The $216,000 you would otherwise put down as a deposit is invested in Australian shares at 9.0% a year, the 30-year average to June 2026 (Vanguard). Property values, including the Dwell pool, grow at 5.0% a year, the national 10-year average (Cotality). Returns are before tax and fees. Past performance is not a reliable indicator of future returns. See our Terms of Service for full details.

Dwell
$336,000
Buying
$233,000

$216k invested + 1% Dwell stake

$216k deposit into property

Croydon, VIC 4-bed, 2-bath house • $1,080,000